Best Personal Loans of June 2026
Rates as of June 28, 2026.
A personal loan gives you a fixed rate and a fixed payoff date, which makes it a strong tool for consolidating credit card debt. Most lenders let you check your rate with a soft pull that does not affect your credit. Tap a sortable heading to re-sort the table.
| # | Lender | APR ⇅ | Loan amount | Term | Rating | |
|---|---|---|---|---|---|---|
| 1 | SoFi Personal LoanNo fees and high loan amounts. | 8.99% to 25.81%fixed | $5,000 to $100,000 | 2 to 7 years | 4.8out of 5 | Check your rate |
| 2 | LightStreamLow rates for strong credit, fast funding. | 7.49% to 25.49%fixed | $5,000 to $100,000 | 2 to 7 years | 4.7out of 5 | Check your rate |
| 3 | Marcus by Goldman SachsNo fees and an on-time payment reward. | 9.99% to 24.99%fixed | $3,500 to $40,000 | 3 to 6 years | 4.5out of 5 | Check your rate |
| 4 | UpstartLooks beyond credit score to approve more borrowers. | 7.80% to 35.99%fixed | $1,000 to $50,000 | 3 to 5 years | 4.3out of 5 | Check your rate |
| 5 | Best EggFast funding for fair to good credit. | 8.99% to 35.99%fixed | $2,000 to $50,000 | 3 to 5 years | 4.2out of 5 | Check your rate |
How we picked these
We weighed the APR range, the loan amounts and terms offered, funding speed, and fees. No paid relationship changes a rating or a ranking. Every figure is checked against the provider's own disclosures and stamped with the date above.
DollarFlourish is a personal finance publisher, not a bank, lender, or financial advisor. Rates and terms are set by each provider and can change. Confirm current terms on the provider's own site before you apply.
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