Free printable · 2 pages
The 2026 Money Calendar
Three timed money moves a month. Print two letter pages, stick them up, check the boxes. Built for real households, not a 12-page binder.
DollarFlourish
2026 Money Calendar · H1
Jan–Jun · Three moves each month · Print page 1 of 2
January
- Write one savings goal and automate a transfer
- Check W-4 withholding before refund season
- Pick your HYSA home for the year
February
- Pull free credit reports (AnnualCreditReport.com)
- Cancel unused subscriptions
- Book tax prep or software now
March
- Start taxes early; estimate refund or bill
- Fund prior-year IRA before deadline
- Match insurance deductibles to emergency fund
April
- File taxes; park any refund in savings first
- Set HSA / 401(k) contribution pace
- Run a one-week no-spend reset
May
- Negotiate one bill with a competitor quote
- Re-shop auto insurance (3 quotes)
- Write a summer travel budget before booking
June
- Mid-year budget vs actual, by category
- 401(k): half year gone, half match captured?
- Recheck emergency fund vs expenses
dollarflourish.com/downloads/money-calendarEducational · not financial advice · page 1/2
DollarFlourish
2026 Money Calendar · H2
Jul–Dec · Finish the year with intent · Print page 2 of 2
July
- Check credit score and utilization trend
- Audit bank fees year-to-date
- Update beneficiaries on accounts
August
- Build fall / back-to-school budget early
- Raise 401(k) by 1%
- Start holiday sinking fund (total / 4)
September
- Prep open enrollment medical spend notes
- Re-shop home or renters insurance
- Subscription audit again
October
- Open enrollment: choose on purpose
- Rebalance investments vs target
- Holiday fund: two deposits in?
November
- Holiday budget before first purchase
- Fix the year's biggest spending category
- Schedule year-end money moves
December
- Year-end: gifts, 401(k) top-up, HSA max
- Write three money wins from this year
- Set January's first goal
A division of Advanced Learning AcademyShare freely · page 2/2
Tip: In the print dialog, choose Letter, margins default, and turn off headers/footers for a clean fridge copy.
The Flourish Letter
One useful money idea every Friday, with the interactive chart so you can check the math. Free. Welcome path: free printable toolkit (calendar, debt sheet, raise script, and more).