Skip to content

S&P 500 7,591.7 ↓ 0.58%Dow Jones 52,064.1 ↓ 0.6%Nasdaq 26,081.72 ↓ 0.65%BTC $76,937 ↓ 2.1%ETH $2,438 ↓ 2.1%EUR/USD 1.1616Inflation 3.5% YoYLive market dataS&P 500 7,591.7 ↓ 0.58%Dow Jones 52,064.1 ↓ 0.6%Nasdaq 26,081.72 ↓ 0.65%BTC $76,937 ↓ 2.1%ETH $2,438 ↓ 2.1%EUR/USD 1.1616Inflation 3.5% YoYLive market data

Data API Newsletter

Free Money Calendar Editorial Standards

DollarFlourishPlain-spoken money guidance with real math

Advanced Learning Academy

Free money tools

Run your numbers before you make the move

45 interactive calculators built on honest math and live data. Slide the controls, watch the chart respond, and walk away knowing exactly where you stand. No signup, no paywall, no hype.

Pick a calculator

Every tool runs right in your browser and updates the moment you move a slider. Grouped by what you are trying to figure out.

Loans & Debt

6 tools

Debt Payoff Calculator

Find your debt free date and the interest you will pay.

Auto Loan Calculator

See the real monthly payment and total interest before you sign at the dealership.

Student Loan Calculator

Know your monthly payment and the true lifetime cost of your student debt.

Personal Loan Calculator

See your monthly payment and total interest before you take a personal loan.

Credit Card Payoff Calculator

See how long minimum payments really keep you in debt and what they cost.

Debt-to-Income Ratio Calculator

See the debt ratio lenders use to decide whether you qualify.

Home & Mortgage

7 tools

Mortgage Calculator

Estimate your monthly payment and lifetime interest in seconds.

Rent vs. Buy Calculator

See whether renting or buying costs you less over the years you plan to stay.

Home Affordability Calculator

See the home price your income and down payment can realistically support.

Mortgage Refinance Calculator

See your monthly savings and the month your refinance pays for itself.

Mortgage Payoff Calculator

See how much faster and cheaper your mortgage ends when you pay a little extra.

Full Mortgage Payment (PITI) Calculator

See your true monthly housing cost, not just the loan part, before you ever sign.

Closing Cost Estimator

Know the cash you need at the table beyond your down payment.

Retirement & Investing

12 tools

Compound Interest Calculator

Watch small monthly deposits curve into serious money over time.

Retirement Calculator

Project your nest egg and the monthly income it could support.

401(k) Calculator

Watch your retirement balance grow and see how much the employer match adds.

Roth vs. Traditional IRA Calculator

See which account leaves you more after taxes for your own tax situation.

FIRE Calculator

Find your financial independence number and how many years stand between you and it.

Net Worth Calculator

Get one clear number that sums up your whole financial picture.

RMD Calculator

Find the minimum you must withdraw from your retirement account this year.

Social Security Estimator

See roughly how your monthly benefit changes with the age you claim.

Lump Sum vs. Dollar-Cost Averaging

Compare investing it all now against spreading it out over time.

Dividend Reinvestment (DRIP) Calculator

See how much more your portfolio can grow when you reinvest dividends instead of spending them.

Real Return Calculator

Find out what your investment return is actually worth once inflation is taken out.

Rule of 72 Calculator

Estimate in seconds how many years it takes for your money to double at a given return.

Income & Taxes

7 tools

Paycheck Take-Home Calculator

See what actually lands in your account after taxes and deductions come out of each paycheck.

Federal Income Tax Calculator

Estimate the federal income tax you owe and see your effective and marginal rates.

Self-Employment Tax Calculator

Know how much self-employment tax you owe so you can set money aside before it is due.

Capital Gains Tax Calculator

Estimate the tax on your long-term investment gains based on your income level.

Salary to Hourly Converter

Translate an hourly wage into weekly, monthly, and yearly pay in one quick step.

Overtime Pay Calculator

See your full weekly pay when overtime hours are paid at a higher rate.

Pay Raise Calculator

See what your raise is really worth after inflation takes its cut.

Saving & Everyday

10 tools

Currency Converter

Convert more than 30 currencies with live European Central Bank rates.

Savings Goal Calculator

See exactly when you will hit your savings target.

Inflation Calculator

See what inflation quietly does to your money over time.

50/30/20 Budget Calculator

Turn one paycheck number into a complete budget.

Emergency Fund Calculator

Find your target cushion and the date you will reach it.

CD Calculator

Know exactly what your certificate of deposit will be worth at maturity.

College Savings (529) Calculator

See whether your 529 plan is on track to cover four years of college.

Cost of Raising a Child Calculator

Estimate the 18-year cost of raising your children before college.

HSA Calculator

See how a health savings account can grow tax-free over decades.

Gas & Trip Cost Calculator

Know the fuel cost of any drive before you turn the key.

Crypto

2 tools

Crypto Profit/Loss Calculator

See your crypto trade profit or loss after fees are taken out.

Crypto DCA Calculator

See how steady monthly crypto buys would have grown or shrunk.

Insurance

1 tool

Life Insurance Needs Calculator

Estimate how much life insurance coverage your family would actually need.

The Flourish Letter

One smart money idea each week, charts included. Join free and get the printable 2026 Money Calendar in your welcome email.