Crypto DCA Calculator
Dollar-cost averaging means buying a fixed amount on a regular schedule rather than all at once. Set your monthly buy, the number of months, your average buy price, and the current price to see the profit or loss. The result updates as you move each slider.
Buying $500/month for 24 months invests $12,000 and accumulates 0.3000 units at a $40,000 average. At $60,000 today that is $18,000 (+$6,000).
Worked examples
Real results from this calculator, computed for a few common scenarios. Move the sliders above to run your own numbers.
| Monthly buy = $2,010 | Buying $2,010/month for 24 months invests $48,240 and accumulates 1.2060 units at a $40,000 average. At $60,000 today that is $72,360 (+$24,120). |
| Monthly buy = $5,010 | Buying $5,010/month for 24 months invests $120,240 and accumulates 3.0060 units at a $40,000 average. At $60,000 today that is $180,360 (+$60,120). |
| Monthly buy = $8,000 | Buying $8,000/month for 24 months invests $192,000 and accumulates 4.8000 units at a $40,000 average. At $60,000 today that is $288,000 (+$96,000). |
Your next step
How this math works
Total invested equals your monthly buy multiplied by the number of months. Dividing that by your average buy price gives the units accumulated, and multiplying those units by the current price gives the present value.
The difference between current value and total invested is your profit or loss. Dollar-cost averaging spreads purchases over time to smooth out price swings, and this tool is educational rather than advice.
Common questions
What is dollar-cost averaging?
It is the practice of investing a fixed amount at regular intervals regardless of price. Buying through ups and downs can smooth your average cost over time.
How do I find my average buy price?
It is the typical price you paid across all your purchases. Many exchanges report it for you, or you can divide total spent by total units bought.
Is this a prediction of future returns?
No. The tool only compares what you put in against a current price you enter. Crypto is volatile, this is educational, and it is not investment advice.
Put this calculator on your website
Bloggers, teachers, credit unions, HR teams: embed the live Crypto DCA Calculator free. Copy the snippet below — the tool keeps working and stays up to date automatically, no maintenance on your side.
The Flourish Letter
One useful money idea every Friday, with the interactive chart so you can check the math. Free. Welcome path: free printable toolkit (calendar, debt sheet, raise script, and more).