Paycheck Take-Home Calculator
Your gross salary and your take-home pay are two very different numbers. Enter your salary, deductions, and pay schedule to see your estimated take-home both per year and per paycheck.
How this math works
The calculator first removes your pre-tax deductions, then applies federal income tax using the 2025 single-filer brackets and standard deduction, Social Security at 6.2 percent up to the wage base, Medicare at 1.45 percent, and your state rate as a flat percentage. What remains is your estimated take-home pay.
That annual take-home is then divided by your number of pay periods to show the amount you can expect in each paycheck.
Common questions
How accurate is this estimate?
It is an estimate for a single filer taking the standard deduction, and it treats state tax as one flat rate. Your real paycheck may differ because of credits, local taxes, filing status, and benefit choices.
Are pre-tax deductions like a 401k included?
Yes. Pre-tax deductions are subtracted before income tax is figured, which is why contributing to them lowers your taxable income and your tax bill.
Why is Social Security capped?
Social Security tax applies only up to an annual wage base, so income above that limit is not charged the 6.2 percent. Medicare has no such cap.
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