How much house can I afford?

Lenders look at DTI, credit, down payment, and reserves. You should also stress-test maintenance, insurance, and a higher rate. Use the home affordability and PITI tools so the payment you can sleep with is not only the payment a lender will print.

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Source: FAQ: Home. Educational only, not advice. Facets: topic home · capital high · hours/week 3 · skill intermediate.