Two numbers. Fifty states. Dated math.

The Parker Household Pressure Index and Gig Keep Rate are public instruments, not article filler. Same formulas the Money Game will use. Educational estimates. Not advice.

Desk composite last verified 2026-08-14. HYSA assumption 3.8% APY (Best Picks last verified 11 Jul 2026).

50 states

Household Pressure Index

Gas + grocery + rent band, minus a HYSA cushion. One score. Higher means the household is squeezed harder.

$25 / hour 1099

Gig Keep Rate

What a $25 sticker wage is actually worth after SE tax, illustrative state tax, and IRS mileage.

W-2 vs 1099

Real Take-Home Index

Pick a state and a wage. See keep rate next to the gig version of the same sticker.

60 seconds

Money diagnostic

Four inputs. Three moves. Then a calculator, WalletHub, or Job Radar if it fits.

Daily

Parker Financial IQ

Ten shared questions every Eastern day from the 900-question bank. Free. No signup.

Embeds for partners: Pressure · Gig Keep · Take-Home. Partner ID later via ?ref=.