When does a balance transfer card make sense?

It can make sense when you can finish the balance before the 0% intro window ends and the transfer fee is smaller than the interest you would otherwise pay. Calendar the end date the day you transfer. Compare intro length and fees on Best Picks, then run the credit-card payoff tool so the plan is a date, not hope.

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Source: FAQ: Debt & credit. Educational only, not advice. Facets: topic debt · capital none · hours/week 2 · skill intermediate.