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Housing Affordability Power Rankings Based on 85% of intended metrics

100 metros · accountable: Mayor · updated 2026-06-20 · source: U.S. Census Bureau (ACS) + Freddie Mac (PMMS)

Metro ranking — sortable leaderboard below; click any value for its source.

#	Metro	Score	Income needed to afford median home (at current rate)	Price-to-income ratio	Median home price
1	Syracuse, NY	96.6	40,929	2.59	189,400
2	Toledo, OH	95.5	39,943	2.93	184,900
3	Wichita, KS	94.5	44,786	3.07	207,300
4	Pittsburgh, PA	94.1	47,143	3.01	218,300
5	Rochester, NY	93.5	44,743	2.83	207,100
6	Akron, OH	93.5	46,671	3.08	216,000
7	McAllen-Edinburg-Mission, TX	93.2	32,657	2.82	151,200
8	Dayton-Kettering-Beavercreek, OH	92.6	45,343	3.13	209,800
9	St. Louis, MO-IL	92.6	53,571	3.17	247,900
10	Cleveland, OH	92.1	46,929	3.22	217,300
11	Buffalo-Cheektowaga, NY	91.2	50,400	3.34	233,300
12	Des Moines-West Des Moines, IA	91.2	59,743	3.34	276,600
13	Little Rock-North Little Rock-Conway, AR	91.0	47,657	3.33	220,700
14	Cincinnati, OH-KY-IN	90.4	58,371	3.47	270,100
15	Omaha, NE-IA	90.0	60,129	3.42	278,300
16	Harrisburg-Carlisle, PA	89.0	56,100	3.38	259,700
17	Tulsa, OK	88.7	49,714	3.51	230,200
18	Augusta-Richmond County, GA-SC	88.2	51,471	3.55	238,300
19	Oklahoma City, OK	88.2	52,714	3.49	244,000
20	Winston-Salem, NC	88.2	53,700	3.86	248,600
21	Detroit-Warren-Dearborn, MI	88.0	54,257	3.46	251,200
22	Louisville/Jefferson County, KY-IN	88.0	54,771	3.68	253,600
23	Jackson, MS	87.6	45,600	3.6	211,000
24	Indianapolis-Carmel-Greenwood, IN	87.6	60,086	3.57	278,200
25	Albany-Schenectady-Troy, NY	87.5	61,371	3.45	284,000
26	El Paso, TX	87.3	41,271	3.24	191,000
27	Birmingham, AL	87.2	53,571	3.58	247,900
28	Kansas City, MO-KS	86.9	62,486	3.62	289,200
29	Baton Rouge, LA	86.6	51,771	3.71	239,700
30	Columbia, SC	86.5	51,771	3.57	239,600
31	Grand Rapids-Wyoming-Kentwood, MI	86.3	63,386	3.76	293,500
32	Milwaukee-Waukesha, WI	86.2	66,557	4	308,100
33	Greensboro-High Point, NC	85.3	52,714	3.86	244,000
34	Hartford-West Hartford-East Hartford, CT	85.1	72,729	3.65	336,600
35	Chicago-Naperville-Elgin, IL-IN	84.8	68,357	3.63	316,500
36	Greenville-Anderson-Greer, SC	83.7	60,857	4.06	281,800
37	Allentown-Bethlehem-Easton, PA-NJ	83.6	66,814	3.81	309,300
38	Columbus, OH	83.3	67,586	4.04	312,900
39	Minneapolis-St. Paul-Bloomington, MN-WI	83.0	79,843	3.89	369,500
40	Chattanooga, TN-GA	81.5	62,571	4.22	289,700
41	Fayetteville-Springdale-Rogers, AR	81.4	73,886	4.4	342,100
42	Houston-Pasadena-The Woodlands, TX	81.3	66,600	3.88	308,200
43	Memphis, TN-MS-AR	81.2	57,300	4.14	265,200
44	San Antonio-New Braunfels, TX	81.1	63,214	4	292,700
45	Albuquerque, NM	80.4	64,200	4.39	297,100
46	New Orleans-Metairie, LA	80.3	56,914	4.32	263,500
47	Knoxville, TN	80.2	69,300	4.59	320,700
48	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD	80.1	77,057	4.11	356,700
49	San Juan-Bayamón-Caguas, PR	79.5	31,329	5.18	145,000
50	Baltimore-Columbia-Towson, MD	79.2	83,357	4.09	385,900
51	Madison, WI	78.7	80,529	4.54	372,700
52	Kiryas Joel-Poughkeepsie-Newburgh, NY	78.3	84,986	4.1	393,400
53	Richmond, VA	78.2	77,271	4.24	357,600
54	Virginia Beach-Chesapeake-Norfolk, VA-NC	77.3	74,271	4.33	343,700
55	Worcester, MA	76.8	93,729	4.61	433,900
56	Tucson, AZ	76.4	72,986	4.84	337,800
57	Dallas-Fort Worth-Arlington, TX	75.4	80,786	4.3	373,900
58	Lakeland-Winter Haven, FL	75.3	64,029	4.43	296,300
59	Raleigh-Cary, NC	74.8	94,929	4.57	439,500
60	Bakersfield-Delano, CA	74.5	74,871	5.03	346,600
61	Charlotte-Concord-Gastonia, NC-SC	74.2	82,371	4.69	381,200
62	Providence-Warwick, RI-MA	74.2	92,957	5.16	430,200
63	Ogden, UT	73.8	105,300	4.85	487,400
64	Charleston-North Charleston, SC	73.5	83,143	4.52	384,800
65	Atlanta-Sandy Springs-Roswell, GA	73.2	82,886	4.43	383,600
66	Jacksonville, FL	72.3	78,171	4.7	361,800
67	Palm Bay-Melbourne-Titusville, FL	72.0	77,057	4.54	356,600
68	Durham-Chapel Hill, NC	71.8	89,571	4.98	414,600
69	Spokane-Spokane Valley, WA	70.4	90,086	5.73	417,000
70	Nashville-Davidson–Murfreesboro–Franklin, TN	70.0	94,457	5.16	437,200
71	Austin-Round Rock-San Marcos, TX	69.5	105,257	4.95	487,200
72	Washington-Arlington-Alexandria, DC-VA-MD-WV	68.9	123,986	4.73	574,000
73	Fresno, CA	68.3	85,543	5.57	396,000
74	Colorado Springs, CO	67.2	102,086	5.26	472,600
75	Deltona-Daytona Beach-Ormond Beach, FL	67.1	76,671	5.28	355,000
76	Provo-Orem-Lehi, UT	67.1	122,486	5.62	566,900
77	Boise City, ID	66.7	101,914	5.72	471,700
78	Bridgeport-Stamford-Danbury, CT	66.2	124,157	5.18	574,800
79	Orlando-Kissimmee-Sanford, FL	65.9	82,757	4.95	383,100
80	Phoenix-Mesa-Chandler, AZ	65.3	98,829	5.34	457,400
81	Tampa-St. Petersburg-Clearwater, FL	65.0	80,400	5.12	372,100
82	Salt Lake City-Murray, UT	64.4	118,286	5.8	547,500
83	Portland-Vancouver-Hillsboro, OR-WA	63.0	121,157	5.91	560,900
84	Las Vegas-Henderson-North Las Vegas, NV	62.2	94,586	5.83	437,900
85	Stockton-Lodi, CA	61.7	114,814	6.08	531,500
86	Cape Coral-Fort Myers, FL	60.8	84,600	5.47	391,700
87	North Port-Bradenton-Sarasota, FL	60.8	94,757	5.56	438,600
88	Denver-Aurora-Centennial, CO	59.3	132,043	5.93	611,300
89	Sacramento-Roseville-Folsom, CA	58.7	126,943	6.19	587,600
90	Boston-Cambridge-Newton, MA-NH	58.4	139,671	5.84	646,600
91	New York-Newark-Jersey City, NY-NJ	57.5	131,829	6.41	610,200
92	Riverside-San Bernardino-Ontario, CA	56.7	119,271	6.28	552,000
93	Miami-Fort Lauderdale-West Palm Beach, FL	54.4	102,386	6.21	474,000
94	Seattle-Tacoma-Bellevue, WA	53.8	153,857	6.43	712,200
95	Oxnard-Thousand Oaks-Ventura, CA	39.6	177,214	7.62	820,300
96	Urban Honolulu, HI	34.0	194,271	8.72	899,300
97	San Diego-Chula Vista-Carlsbad, CA	33.2	186,857	8.34	864,900
98	Los Angeles-Long Beach-Anaheim, CA	30.1	187,329	9.43	867,200
99	San Francisco-Oakland-Fremont, CA	26.1	238,757	8.65	1,105,100
100	San Jose-Sunnyvale-Santa Clara, CA	12.0	301,029	9.1	1,393,400

Dimensions awaiting a sourced feed (not estimated): Building permits per capita; Months of inventory.

Every figure is measured, never opinion. Click any value for its source and how it’s scored. Composite = weighted, normalized sum of the dimensions — see methodology.