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Rankings › Housing Affordability › Albany-Schenectady-Troy, NY

Albany-Schenectady-Troy, NY #25

87.5 composite of 100 Based on 85% of intended metrics

M
Mayor of Albany-Schenectady-Troy, NY
Verified official record pending sourced load.
Income needed to afford median home (at current rate)61,371 · Freddie Mac PMMS 6/18/2026 (6.47%) ·
88.9
Price-to-income ratio3.45 · ACS 1-year 2023 ·
87.4
Median home price284,000 · ACS 1-year 2023 ·
88.9
Rent-to-income18.8% · ACS 1-year 2023 ·
83.1
Monthly mortgage payment (median home)1,432 · Freddie Mac PMMS 6/18/2026 ·
88.9
Not yet sourced: Building permits per capita (Census Building Permits Survey file ingest pending); Months of inventory (Realtor.com feed pending).