S&P 500 7,757.64 ↑ 0.62%Dow Jones 54,036.93 ↑ 0.28%Nasdaq 26,690.62 ↑ 1.3%BTC $64,952 ↑ 0.8%ETH $1,916 ↑ 0.6%EUR/USD 1.1535Inflation 3.5% YoYLive market dataS&P 500 7,757.64 ↑ 0.62%Dow Jones 54,036.93 ↑ 0.28%Nasdaq 26,690.62 ↑ 1.3%BTC $64,952 ↑ 0.8%ETH $1,916 ↑ 0.6%EUR/USD 1.1535Inflation 3.5% YoYLive market data
Real Paycheck › Methodology

Real Paycheck Power Rankings — Methodology

Field: 50 states + D.C.. Accountable official: Governor. Cadence: quarterly. Data retrieved 2026-06-18.

Customer-facing label is 'real take-home pay'. Real earnings = median earnings adjusted to local price level via BEA Regional Price Parities (US=100).

Weights are public so the ranking cannot be called rigged. Each dimension is normalized 0–100 across all ranked states & D.C. (min–max; inverted where lower is better), multiplied by its weight, and summed to the 0–100 composite. A metric that is unavailable for an entity is never estimated — the remaining weights are rescaled and the composite flagged “partial.”

DimensionSourceDirectionWeight
Real median earnings (price-adjusted)Census ACS B20002 ÷ BEA RPPHigher better ▲35
Cost-of-living level (RPP)BEA RPP 2024 (US=100)Lower better ▼20
Wage growth (YoY)Census ACS B20002 (2022→2023)Higher better ▲10
State + local tax burden pendingTax Foundation / Census govs feed pending20
Minimum wage vs living wage gap pendingMIT Living Wage dataset download pending15

Provenance

Primary source: U.S. Census Bureau (ACS) + U.S. Bureau of Economic Analysis (RPP) · https://api.census.gov/data/.

Know your money better

See your credit picture with WalletHub Premium

Scores, budgeting, and alerts — a clearer snapshot of where you stand.

Explore WalletHub →